Brochures
Insurance Brochures and Product Guides
Download carrier brochures and product guides for the life and health insurance products Octans offers. Each brochure explains benefits, limitations, and eligibility in the carrier’s own words.
Insurance Brochures: How to Use Them
Insurance brochures are a helpful starting point, but they summarize a policy rather than replace it. Read the outline of coverage and the policy contract for the exact benefits, exclusions, and waiting periods, and ask a licensed agent if anything is unclear.
- Brochures summarize benefits and eligibility.
- The policy contract is the final word on coverage.
- Ask an agent to compare brochures across carriers.
Table of Contents
Learn about different Life Insurance Options
Read the reviews of different companies! INSURANCE COMPANY REVIEWS
Mutual of Omaha TERM LIFE EXPRESS
Mutual of Omaha LIVING PROMISE WHOLE LIFE
Mutual of Omaha INDEX UNIVERSAL LIFE (IUL) WHOLE LIFE
Mutual of Omaha CHILDREN’S / JUVENILE WHOLE LIFE
GERBER LIFE GROW-UP PLAN
American Amicable Term Life Insurance
GERBER LIFE ACCIDENTAL DEATH AND DISMEMBERMENT PROTECTION
AMERICAN AMICABLE DIFFERENT INSURANCE TYPES
FORSTERS CHILDREN’S WHOLE LIFE INSURANCE
FORESTERS WHOLE LIFE POLICY
FORESTERS TERM LIFE INSURANCE
TRANSAMERICA FINAL EXPENSE / WHOLE LIFE / BURIAL COVERAGE
TRANSAMERICA TERM LIFE COVERAGE
AETNA/CVS ACCENDO WHOLE LIFE COVERAGE Up to 89 Years old
GERBER LIFE GUARANTEED ISSUE WHOLE LIFE
GERBER LIFE COLLEGE PLAN
Which Insurance Brochure Fits Your Need?
Use this table to find the right insurance brochures for the coverage you are considering, then read the matching Octans guide for an independent overview.
| If you need… | Brochures to read | Octans guide |
|---|---|---|
| Term life for income or a mortgage | Mutual of Omaha Term Life Express, American Amicable Term, Foresters Strong Foundation, Transamerica Trendsetter | Term life insurance |
| Lifelong or final expense coverage | Mutual of Omaha Living Promise, Transamerica Final Expense, Aetna/CVS Accendo, Foresters PlanRight | Final expense insurance |
| Coverage with no health questions | Gerber Life Guaranteed Issue | Guaranteed issue |
| Coverage for a child | Gerber Grow-Up Plan, Mutual of Omaha Children’s Whole Life, Foresters BrightFuture | Gerber Grow-Up Plan review |
| Accident-only protection | Gerber Life AD&D | AD&D insurance |
| Cash value growth | Mutual of Omaha IUL Express | Indexed universal life |
How Do You Read an Insurance Brochure?
- Check the issue ages and coverage amounts first.
- Look for waiting periods or graded benefits.
- Note which riders are included and which cost extra.
- Find the exclusions section.
- Compare the same coverage amount across two or three brochures.
Insurance brochures are marketing summaries written by each carrier. The policy contract and outline of coverage always control.
Are Prices in Brochures Real Quotes?
No. Sample premiums in insurance brochures assume a specific age, health class, and state. A licensed agent can give you an actual quote.
Independent consumer information: NAIC guide to life insurance.
Insurance Brochures FAQ
Are brochure prices guaranteed?
No. Brochures show sample or illustrative pricing; your premium depends on underwriting.
Can I get a brochure for a specific carrier?
Yes. Call (617) 935-9220 and we will send the current brochure.
Related Pages
Important: Octans Insurance agents are licensed in the states in which they operate. Coverage availability and rates may vary by state. Premium examples, when provided, are illustrative samples from published sources, not quotes. Final rates are determined by the insurance carrier based on underwriting and applicable policy criteria. Policy terms, exclusions, limitations, riders, and availability vary by carrier and state.